Retirement Income Planning

There’s more to preparing for retirement than just saving money. Do you have sources of income that are not vulnerable to market risks? Do you know when you have to take required minimum distributions, how much to pull out and from what sources you should withdraw first? Do you know how much you’ll receive in Social Security?

The team at Infinite Wealth Advisors can help you answer these and many other questions. We can clarify the confusing aspects of retirement and paint you a clear picture of your pre- and post-retirement income planning. The services we provide include:

Lifetime Income Planning and Lifetime Income Guarantees

Other than Social Security, do you have a source of retirement income that can last a lifetime? We can offer solutions to ensure you don’t run out.

Social Security Elections

With all the complexities involved in electing Social Security benefits, it helps to work with somebody who understands the program. Infinite Wealth Advisors can help you start preparing for this decision by providing a no-obligation analysis of your situation and your Social Security options.

Required Minimum Distribution Analysis

The IRS requires that you withdraw at least a minimum amount – known as a Required Minimum Distribution – from tax-advantaged retirement accounts annually starting the year you turn age 70-1/2. Determining how much you are required to withdraw is an important issue in retirement income planning.  Because an RMD is based on the total of your retirement (qualified) savings, it helps to know from which account to make those withdrawals.

Tax Planning

Withdrawals from certain retirement accounts will be subject to income taxes. In addition, Social Security benefits are also subject to taxation in certain circumstances. We can help you understand what your tax obligations may be in retirement and potentially help you reduce them.

IRA, 401(k) and 403(b) Rollovers

If you have retirement accounts sitting dormant from a previous employer, those accounts may not be growing as much as they could be if those funds were part of your current 401(k), IRA or 403(b) plan. We can help you determine what is the best plan of action.


If you would like more information or have specific questions, please contact us using the following form. We would be happy to assist you.

This information has been provided by a licensed insurance professional and does not necessarily represent the views of the presenting insurance professional. The statements and opinions expressed are those of the author and are subject to change at any time. All information is believed to be from reliable sources; however, presenting the insurance professional makes no representation as to its completeness or accuracy. This material has been prepared for informational and educational purposes only. It is not intended to provide, and should not be relied upon for, accounting, legal, tax, trust and estate, or investment advice. Infinite Wealth Advisors is not an investment advisory firm.  Investment Advisory Services provided by NAMCOA® – Naples Asset Management Company®, LLC, a federally registered investment advisor, website: .